Products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit LicenceĢ46786 ("Aussie") and its appointed credit representatives. Pepper Group Limited ACN 094 317 665,Īustralian Credit Licence 286655 acts on behalf of Pepper.
Credit for Aussie Activate products is provided by Pepperįinance Corporation Limited ACN 094 317 647 ("Pepper"). Wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL andĪustralian Credit Licence 234945. Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 ("RMG"). Credit for Aussie Select products is provided by Residential © 2020 AHL Investments Pty Ltd ABN 27 105 265 861Ĭredit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided byĪHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives,Īustralian Credit Licence 246786. Aussie is a subsidiary of the Commonwealthīank of Australia ABN 48 123 123 124. Subject to approval, fees and charges apply.Īussie is a trade mark of AHL Investments Pty Ltd. Not all lenders are available through all brokers. This means loan repayments and a customer’s offset account would be accessed via Bendigo and Adelaide’s online portal, and the bank would be responsible for processing any changes borrowers might want to make to their loan, not Tic:Toc.īy submitting this form you agree to Aussie'sīy submitting your details you will deal directly with an Aussie mortgage broker and not with Tic:Toc offers home loans directly to customers and does the loan assessment process online, but the actual funds for the home loans come from Bendigo and Adelaide Bank which operates as a traditional bank with the protection of the government’s Financial Claims Scheme (FSC).
#TICTOC HOME LOANS REVIEW LICENSE#
Launched in 2017, Tic:Toc is a financial institution with an Australian Credit License and operates differently from a traditional bank. Fees and charges may apply contact the lender for further details. Yes, Tic:Toc offers redraw facilities with its variable and fixed rate home loans. Are redraw facilities offered on Tic:Toc home loans? Terms and conditions may apply contact the lender for further details. Yes, Tic:Toc allows you to make unlimited extra repayments on its variable rate home loans, and extra repayments up to $20,000 on fixed rate loans. Can you make extra repayments on a Tic:Toc home loan? If you decide to apply for a Tic:Toc home loan, you can start your application online and call customer support for further assistance.
#TICTOC HOME LOANS REVIEW FULL#
If you wish to know more, Canstar has a guide to the different types of home loans available and how they work.īelow we’ve listed a snapshot of Tic:Toc’s owner-occupier home loan interest rates available at the time of writing, for loans with principal and interest repayments and loan-to-value ratios equal to 80%. Tic:Toc offers both fixed and variable rate home loans for application online. It offers home loans directly to customers online, and the loans are funded by Bendigo and Adelaide Bank. Tic:Toc is a provider of home loans but it’s not a traditional bank or a mortgage broker.